PlutusNeo by Afrinvest2.3.6 - App Store

Introducing Optimus 2.0 - Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact-build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account-no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow-all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Optimus by Afrinvest.

Version History What's New

Improved account verification experience for verified users, making sign-ins smoother and more consistent.
Enhanced stock price updates to display the latest available market information more reliably.
General performance improvements and bug fixes for a better overall experience. 2.3.6 Sep 25 This release focuses on privacy, security, and reliability improvements.

Enhanced notification privacy and account-specific notification delivery, especially when using multiple accounts on the same device.
Improved app security and notification reliability.
Resolved issues affecting certain in-app confirmation experiences for a smoother user journey.
General stability improvements and bug fixes.

Thank you for using PlutusNeo. 2.3.5 Sep 11 We've made a few improvements to enhance your PlutusNeo experience:

• Improved app performance and reliability across key features.
• Fixed an issue where the "Reinvest my dividend" preference could reset after being turned off. Your setting will now be saved correctly and remain consistent across sessions.
• General bug fixes and stability improvements.

Update now for the best experience. 2.3.4 Aug 17 We’ve improved how you receive updates
- Added reliable push notifications for transactions, savings, investments, referrals, and important updates.
- Notifications now open directly to the relevant screen in the app.
- Improved notification badges and in-app Notification Centre sync.
- Enhanced background notification handling for a smoother experience. 2.3.3 Apr 7 The app name has been updated to PlutusNeo by Afrinvest

The same trusted features, security, and services you rely on remain unchanged

There’s nothing you need to do. Simply update the app and continue enjoying seamless access to your investments under our new name.

Thank you for growing with us. 2.3.2 Jan 3 Brand Name Change

We’re excited to share an important update with you.

Optimus by Afrinvest is now PlutusNeo by Afrinvest.

This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience.

What’s changed:

The app name has been updated to PlutusNeo by Afrinvest

The same trusted features, security, and services you rely on remain unchanged

There’s nothing you need to do. Simply update the app and continue enjoying seamless access to your investments under our new name.

Thank you for growing with us. 2.3.1 Jan 1 Major US Stocks and investment updates: 
• Enhanced portfolio view with clearer holdings display 
• New Explore tab: Top Gainers, Top Losers, dividends 
• Access to trade activities, statements, and tax documents 
• Unsettled funds progress tracking 
• Improved trading safeguards and violation checks 
• Easy wallet top-up via card or bank transfer Update now for a smoother trading experience! 2.3.0 12/24/2025 Optimus 2.0 – Bigger, Smarter, Better!

Longer Goals, Your Way: Set target plans beyond 90 days. Dream big, plan bigger!
Funding Made Easy: Change or edit your funding source anytime. Auto-savings = zero stress.
Transparent Withdrawals: Know your numbers upfront!
OptiLock Fixed: Liquidation issues? Gone! Enjoy seamless transactions.

Update now and take control of your financial goals like never before! 2.2.3 10/20/2025 What’s New in Optimus 2.0?

Optilock Top-Up – Add to your locked savings anytime without changing your lock period.
OptiTarget Savings Plans – Save towards goals solo or with others using Personal, Public Group, or Private Group plans.
Wallet-to-Wallet Transfers – Send and receive funds within the Optimus community using a username or email.
Learning & Video Services – Access financial education through engaging video content.
Direct Debit Integration – Automate savings and contributions from your bank account.
Enhanced Security – Improved fraud detection and system stability.
Light & Dark Mode – Choose your preferred viewing experience.
Performance Improvements – Faster loading, bug fixes, smoother navigation, and a more intuitive interface. 2.2.2 07/21/2025 What’s New in Optimus 2.0?

Optilock Top-Up – Add to your locked savings anytime without changing your lock period.
OptiTarget Savings Plans – Save towards goals solo or with others using Personal, Public Group, or Private Group plans.
Wallet-to-Wallet Transfers – Send and receive funds within the Optimus community using a username or email.
Learning & Video Services – Access financial education through engaging video content.
Direct Debit Integration – Automate savings and contributions from your bank account.
Enhanced Security – Improved fraud detection and system stability.
Light & Dark Mode – Choose your preferred viewing experience.
Performance Improvements – Faster loading, smoother navigation, and a more intuitive interface. 2.2.1 07/07/2025 We're excited to announce the latest update on our app! Here's what's new on Optimus by Afrinvest:

New DriveWealth Disclosures: We’ve updated the US Stocks investment flow with the latest DriveWealth disclosures, keeping everything clear and compliant for you.
Updated Contact Info: Our phone number has been updated in the app—reach out anytime with confidence! 2.1.9 04/17/2025 We're excited to announce the latest update on our app! Here's what's new:

Implemented a change in text on the Fund via Western Union flow - We’ve changed surname to Asset instead of Asset Management
Integrated Zoho support channel into the app - Implemented a script for Zoho support channel
Implemented a function to count the number of clicks - when a user clicks on the Nigerian stock on the Optimus by Afrinvest App
Please update your app to enjoy these improvements! 2.1.8 02/04/2025 We have updated our mobile App to give you more access to new features and exciting user experience.
Key Enhancement
US-STOCKS: Users now have to ability to sell investment with a simple click of a button 2.1.7 12/03/2024 We're excited to announce the latest update to our app! Here's what's new:

- Fixed PIN Authorization for Withdrawals: We’ve resolved the issue some users experienced when authorizing withdrawals with their PIN.
- Improved Login with Biometrics: The biometric login feature has been enhanced for smoother and faster access.
- Updated Contact Information: Our Help & Support section now reflects our new contact number for easier assistance.

Please update your app to enjoy these improvements! 2.1.6 09/11/2024 We have updated our mobile App to give you more access to new features and exciting user experience.

Key Features

- Enhanced security across the app
- Fixed retention of saved data.
- Western Union Guide: Added a guide for transactions.
- US Stock
- Users can now access their transaction history.
- Improved functionality for a smoother user experience.
- Buy and sell all stocks at the click of a button. 2.1.5 09/06/2024 We have updated our mobile App to give you more access to new features and exciting user experience.

Key Features
- Updated sign-up flow with BVN
- The user can enter BVN and get OTP via Email or phone number
- Improve user experience and provide more options for users to sign up using email and alternative phone number
- New update and improved UX on KYC flow 2.1.4 07/25/2024 We have updated our mobile App to give you more access to new features and exciting user experience.

Key Features

Improved function for stock filter and sorting
Improve the list of Owned Stocks not displaying for over 20 Stocks
Updated sign-up flow with BVN
The user can enter BVN and get OTP via Email or phone number
improved function to generate a reference letter
New and improved account statement
Improved function that allows user navigate back button before closing the app 2.1.3 07/16/2024 We have updated our mobile App to give you more access to new features and exciting user experience.
Enhancement
Improved the US stock market close and open status. 2.1.2 06/08/2024 We have updated our mobile App to give you more access to new features and exciting user experience.

Enhancement
- Improved the US stock market close and open status
- Improved optiflex experience 2.1.1 06/07/2024 We have updated our mobile App to give you more access to new features and exciting user experience.

Key Features

- New and improved KYC signup with BVN 
- Biometrics for user login
- Generate account statement.
- Generate reference letter
- In-App notification
- Deep linking/routing
- Add Debit card as a funding source for more module
- In-App rating
- Deposit with Western Union
- Custom date set-up
- Add up to 5 debit cards

Enhancement

Improved login experience with biometric
Improved sign-up with BVN with more user options
improved experience for users to generate account statement
improved experience for users to get in-app notifications
Improved experience for users to navigate through the app with deep linking to routes
Improved experience that allows users to add debit cards for investment plans

Add card to optilock
Add card to Optiflex
Add card to Mutual funds investment

AEF
APF
NIDF
Improved experience for users to add up to 5 debit cards
Improved experience for users to make use of custom date for auto investment plan settings 2.1.0 05/27/2024 Improve KYC verification process 2.0.2 05/01/2024 Exciting News! Update Now for a Better App Experience!

We're thrilled to introduce our latest update, packed with fantastic features and improvements to make your mobile app experience even more enjoyable!

Key Features:

- Enhanced KYC Experience: Enjoy a smoother and more user-friendly KYC process, making your onboarding hassle-free.
- Liveness Check - 360 Selfie: We've upgraded our selfie feature for more robust and secure identity verification.
- ID Number Entry: Now, easily enter your ID type and number to streamline your user experience.
- Google Address Integration: Pinpoint your location effortlessly with improved Google Address functionality.
- US Stocks Onboarding: Seamlessly onboard to US stocks with an enhanced user experience.

Enhancements:

Improved Password Criteria: A better and more user-friendly password setup experience awaits you.
Enhanced US Stock Search Configuration: Finding and managing US stocks is now more convenient than ever.
Transaction History Upgrade: Enjoy a revamped transaction history interface in your trading wallet.
Referral History Visibility: Easily track and view more details on your referral transactions.
Withdrawal Limit Security: We've improved withdrawal limits to enhance the overall security of your app.
Residential Address Update: Update your residential address with ease using our improved user interface.

Your feedback matters! We're committed to continually enhancing your experience. Update now to explore these exciting features and improvements. 2.0.1 03/02/2024 We have updated our mobile App to give you more access to new features and exciting user experience. We have included the ability to invest in US Stocks on the Optimus by Afrinvest Application.

Users will be able to
- explore different categories of US stocks
- own and fund a trading wallet
- buy US stocks (Market and Limit Buy)
- sell US stocks (Standard market or Limit Sell)
- see and download their US Stocks account statement
- see and download their US Stock tax document
- follow and unfollow a stock
- can cancel an order when buying or selling US Stocks
- update their residential address on KYC 2.0.0 12/30/2023 - Withdraw USD from your wallet to your DOM account.
- Existing users can add IBAN & Swift codes for withdrawals.
- New users: Set IBAN & Swift code while adding USD DOM account.
- Enhanced country code sorting.
- Edit mutual funds units screen.
- Improved input field responsiveness. 1.011 08/13/2023 We have updated our mobile App to give you more access to new features and exciting user experience.
Introduced improved KYC flow on users categorised as Tier (1).
Introduced improved KYC flow and transaction experience for user categorised as Tier (2).
Introduced Improved user experience on app loading state. 1.0.10 07/04/2023